Aclaró: The Science of Personalized Consumer Experiences
Take your automotive business to the next level by using our cutting-edge,
artificial intelligence systems to manage risk within your auto loan portfolio.
How Can Aclaró Help Me?
We built Aclaró to help automotive industry businesses better manage their risk. While larger dealerships can leverage advanced tools to make data-driven decisions, smaller, leaner enterprises often don’t have the same opportunities.
With Aclaró, we are leveling the playing field. Regardless of their size, automotive businesses can use our loan risk repayment artificial intelligent systems to minimize defaults, mitigate risk, and increase your bottom line.
Leverage powerful machine learning algorithms
Implement smart machine algos that will use 100 individual variables to identify your riskiest loans. Aclaró helps you identify the crucial indicators for loan repayment and revenue growth.
Receive Daily Data Updates
We will provide you with the latest estimates of repayment risk and advanced analytic data so you can understand which customers have higher risk, etc.
Mitigate Risk With Customer Data
Aclaro will help you measure and predict consumer risk, as well produce an array of reports. that will tell you everything about the financial integrity of your business customers.
Smarter Decisions, Made Easy
Aclaro will help you implement strategic initiatives and make intelligent decisions especially in the presence of uncertainty.
Take advantage of powerful AI algorithms through Aclaró TrueViewTM Loan Risk Profiler.
Anytime. Anywhere.
Aclaró’s TrueViewTM Loan Risk Profiler lets auto lenders calculate risk scores for each borrower in a portfolio. By using and leveraging this data, you and your organization can understand which customers will have trouble repaying their auto loans, which provides you with advance notice to mitigate the effects of a default.
Extremely Accurate Predictions
Partnering with Tracir Financial, Aclaró developed 432 AI systems by training them on 61,542 initial loan records and a Tracir test set of 6,470 loan records. On average, Aclaró’s predictions as to a charge off or a paid loan were over 97 percent accurate in blind tests.
Drive Revenue
Using Aclaró’s AI algorithms, you can easily identify the crucial indicators that are hampering loan repayments. With this knowledge in hand, you can make better, data-driven decisions when working with current and future borrowers.
Leverage Integrations
Aclaró’s partnerships with Shaw Systems and Microsoft grant you the ability to seamlessly integrate Aclaró within your current systems.
Make It Personal
There are a significant number of auto lenders in the marketplace. To rise above the rest, you and your dealership must identify trouble spots in your portfolio while doing as much as possible to mitigate your risk.
By using Aclaró, you can create more personal relationships with your clients. In a world where products and services have become more commoditized, a personal touch with Aclaró’s technology may be the thing that separates you from competitors.
Aclaró helps you accomplish both of these tasks—all in one beautiful, comprehensive dashboard. You can see your entire loan portfolio on one screen and quickly obtain insights that can help you grow your business.
See what Aclaró has in store for you:
Powerful Machine Learning AI
Aclaró’s TrueViewTM Loan Risk Profiler and Nexus Score Product provides unparalleled insights into your auto loan portfolio. While machine learning isn’t as present in automotive tools today, Aclaró prides itself on AI-first solutions for its clients.
Mitigated Risk
Using Aclaró’s powerful AI algorithms, you can proactively mitigate risk within your auto loan portfolio. Armed with this advanced analytics data, you can make substantial improvements to your bottom line.
Powerful Machine Learning AI
Aclaró’s TrueViewTM Loan Risk Profiler and Nexus Score Product provides unparalleled insights into your auto loan portfolio. While machine learning isn’t as present in automotive tools today, Aclaró prides itself on AI-first solutions for its clients.
Improved Customer Experience
Leveraging the insights you obtain from Aclaró, you can better understand your customers and provide a more personal touch.
In The News
Look Out! 10 Million Cars Coming To Blockchain
Cryptocurrency non-profit, the Fusion Foundation, and the Automotive eXchange Platform (AXP) are joining forces to bring the U.S. second-hand car market and its insurance and financing to a blockchain.
IBM Study Reveals 62% Of Automotive Execs Believe In Blockchain
Though blockchain use is still in its infancy in the automotive industry, a handful of companies are pioneering its adoption, believing that the technology will radically transform the sector.
Changing The Automobile Industry Through Blockchain
The car industry is going through a seismic shift as we change our relationship with the open road. Electric cars are here, full autonomy is on the way, ride sharing schemes could consign the very concept of ownership to history and we’re set to see a revolution. Blockchain is set to take a starring role.