Get more insights about a borrower’s ability to repay a loan.
From Aclaró’s Loan Risk AI System, there is Aclaró’s Nexus Score. Nexus Score is a relatively new product that is designed to provide you with even more insights about a borrower’s ability to repay a loan.
Compared to some of our other products, Aclaró’s Nexus Score is based on a borrower’s financial background. To compute the score, we take into account certain variables like bank information, credit card information, asset and liabilities, and cash flow. We also leverage our income source AI to gain even more insights about a particular borrower.
Nexus Score, even though it is young, already has serious scale and sophistication. It is integrated across tens of thousands of banks in the United States and Canada. Nexus Score also has 256-bit military-grade encryption to secure data, which is the same protocol as online banks. Along with this, the data is backed up with geo-redundant servers that are hosted by Microsoft Azure. Ultimately, you can rest assured that you are getting an insightful, yet secure source of data from Nexus Score.